Special financing makes it easy to buy now and tackle any project. Start today!
12 Months*
No interest if paid in full within 12 months*
On purchases of $999 or more. Interest will be charged to your account from the purchase date if the promotional balance is not paid in full within 12 months. Minimum monthly payments required.
48 Months‡
6.99% APR for 48 months‡
On purchases of $2,500 or more with your Floor & Decor Credit Card. Fixed monthly payments required for 48 months.
As a cardholder, You will have access to these benefits:
Unsecured revolving credit line
Promotional financing available*†
Convenient monthly payments
Online account management
No annual fee**
No annual fee**
Manage Your Account Online
XThe Suggested Equal Monthly Payment shown at Checkout which includes taxes and delivery may be greater than the required minimum monthly payment that will be on your billing statement when you use the 12-month promotional financing offer.
This estimated payment:
- Equals the Promotional Purchase Amount divided by 12 rounded to the next highest whole dollar.
- Would pay off the Promotional Purchase Amount within 12 months, but only if there are no other balances on your account at any time during the 12 month promotional period and you make your payments on time.
Your total payments will equal the amount of the Promotional Purchase Amount.
If the Promotional Purchase Amount is not paid in full within 12 months, interest will be charged to your account from the purchase date and your total payments will be greater than the amount of the Promotional Purchase Amount.
*Qualifying purchase amount must be on one receipt. No interest will be charged on the promo balance if you pay it off, in full, within the promo period. If you do not, interest will be charged on the promo balance from the purchase date. The required minimum monthly payments may or may not pay off the promo balance before the end of the promo period, depending on purchase amount, promo length and payment allocation. Regular account terms apply to non-promo purchases and, after promo period ends, to the promo balance. New Accounts: As of 07/16/2024: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge is $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. A Promo Fee does not apply to this offer. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this promotional financing offer at any time.
‡Qualifying purchase amount must be on one receipt. Interest will be charged on the promo purchase amount from the purchase date at a reduced 6.99% APR, and fixed monthly payments are required until paid in full. These payments are equal to 2.3942% of initial total promo purchase amount, rounded up to the next whole dollar and may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts: As of 07/16/2024: Purchase APR 34.99%. Penalty APR 39.99%. Min Interest Charge is $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. A Promo Fee does not apply to this offer. Existing cardholders: See your credit card agreement terms. Subject to credit approval. We reserve the right to discontinue or alter the terms of this offer at any time.
**New Accounts: As of 07/16/2024: Purchase APR is 34.99%. Penalty APR 39.99. Minimum Interest Charge is $2. A promo fee will be charged equal to 2% of the amount financed on an equal payment no interest promotion of 18 months or more. A Promo Fee does not apply to this offer. Existing cardholders: See your credit card agreement terms.